My credit Houston

These issues are beyond the scope of this fact sheet. If you have further questions, contact the resources at the end of this fact sheet. The federal Equal Employment Opportunity Commission and my credit Houston the fair employment agencies in the states handle these issues. What can my my credit Houston former employer say about me? Often a potential employer will contact an applicant's past employers. A former boss can say anything [truthful] about your performance.

However, most employers have a policy to only confirm dates of employment, final salary, and other limited information. California law prohibits employers from intentionally interfering with former my credit Houston employees' attempts to find jobs by giving out false or misleading references. (California Labor Code §1050) Under California law and the laws of many other states, employees have a right to review their own personnel files and make copies of documents they have signed. If you are a state or federal employee, your personnel file is protected under the California Information Practices Act or the federal Privacy Act of 1974 and can only my credit Houston be disclosed under limited circumstances. (California Civil Code §56.20; California Labor Code §§432, 1198.5; 5 USC §552a) Jobs such as truck driver positions fall under regulations of the federal Department of Transportation.

Employers are required to accurately respond to an inquiry from a prospective employer my credit Houston about whether you took a drug test, refused a drug test, or tested positive in a drug test with the former or current employer. secure free credit report www.fmcsa.dot.gov/rulesregs/fmcsrhome.htm 4. Who Conducts Background Checks? There are many companies that specialize in employment screening. It is outside the purpose of this fact sheet to identify background checking companies by name. The most important thing to keep in mind is that companies conducting background checks fall into several broad categories. This can range from individuals commonly known as "private investigators," to companies that do nothing but employment screening, and to online data brokers. The National Association of Professional my credit Houston Background Screeners provides a directory of its my credit Houston members on its Web site, www.my credit Houston napbs.com. Corporations that employ large numbers of people may have an established relationship with a third-party background checking company or may even use an affiliated company for their employment screening.

Other background checking my credit Houston companies may work on a less formal basis with employers. getting free credit reports Some screening companies operate in specific areas of the country while others, including some private investigators, my credit Houston conduct background screening nationwide.

With the information my credit Houston age upon us, it is easy for employers to gather background information themselves. Much of it is computerized, allowing employers to log on to public records and commercial databases directly through dial-up networks or via the Internet. Finding one of these online companies is as easy as using an Internet search engine to find web sites that specialize in "background checks." Employers should beware of companies advertising on the Internet that they can "find everything about anyone." They are not necessarily going to be in strict compliance with federal and state laws, especially the my credit Houston provisions that require accuracy of background check reports. Fair Credit Reporting Act and Background Checks The federal Fair Credit Reporting Act (15 USC §1681 et seq.) does not require employers to conduct employment my credit Houston background checks. But the law sets a national standard that employers must follow in employment screening. State laws may give an employee more rights than the FCRA. Do I have a right to my credit Houston know when a background check is requested? Yes. Amendments to the FCRA, in effect September 30, 1997, increase the disclosure and consent requirements of employers who my credit Houston use "consumer reports." Such reports might consist my credit Houston only of a credit check. free credit reports once a year (See Part 7) More extensive reports might include my credit Houston criminal histories, driving records, and interviews with neighbors, friends and associates. To be covered by the FCRA, the Federal Trade Commission (FTC) says that a report must be prepared by an outside company -- a "consumer reporting agency" or business that "for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in ...